eCoinomic.net is a financial services platform for crypto owners. Its premiere service is fiat loans backed by crypto collateral. eCoinomic.net aims to bridge the gap between fiat and crypto worlds by bringing together cryptocurrency holders and institutional investors/family offices into a single financial network.
Explainer videos on YouTube
About eCoinomic ICO
About eCoinomic
Multicurrency
The eCoinomic platform will accept as collateral: BTC, ETH, LCH, BCH + TOP10 cryptocurrencies.
Loans will be issued in: USD, EUR, GBP, JPY, CHF, CNY.
Fiat money transaction speed
With the help of the built-in payment agent, the crediting time for fiat funds will only take several minutes.
Price monitoring system
The system checks collateral value every minute based on the data from several crypto exchanges.
Security and transparency
Smart contracts regulate the procedures of blocking, returning or liquidating collateral assets.
Insurance reserve fund
It is designed to enhance the attractiveness of the project for large and small investors.
Fully functional alpha version
Will be available for testing after the Pre-Sale.
Features
Multicurrency
BTC, ETH, LCH, BCH +TOP10 are accepted.
USD, EUR, and later GBP, JPY, CHF, CNY are listed among fiat currencies for loans.
- Fiat money transaction speedIt will only take several minutes, thanks to built-in payment agent.
- Security and transparencySmart contracts regulate the procedures of blocking, returning or liquidating collateral.
- Price monitoring systemChecks collateral value every minute based on the data from several exchanges.
- Insurance reserve fundAdds to the attractiveness of the project for large and small investors.
eCoinomic provides its users with financial
management services of the digital assets
- Lending
Secured and unsecured loans based
on fiat money and cryptocurrencies - Investing
Long-term and short-term investments
in cryptocurrencies and fiat money - Hedging
Mechanism of hedging the exchange
rate risks for crypto assets - Crypto exchange
Including the function of managing collateral assets - Crypto payments
Payment agent with virtual cards issuance.
Integration with the largest trading
platforms (such as eBay and Amazon)
Benefits for everyone
For crypto owners
- who purchased cryptocurrency as average and long-term investment expecting a high growth rate;
- who received crypto assets as payment for goods and services (e.g. miners);
- startups and funds who need short-term fiat funds;
For investors
- Private sector investors who allocate monetary resources for the purpose of generating income;
- Institutional investors who are interested in high profitability and low risk instruments.
Technical Info
Engineering features of the platform The platform is based on the Ethereum ecosystem. Smart Contracts are built with Solidity. The main programming language is Python.
All registered users who make a loan application can independently establish credit conditions: the loan amount and interest rate. The platform allows to automatically search/recommend a counterpart to sign a loan contract. Applications with similar conditions are formed into clusters that operate on the basis of FIFO (first in, first out). Any user of the platform can be both a borrower and a lender. In order to guarantee the declared volume of investments and ensure the speed of funds transactions the lender is required by the platform to open a deposit for the amount of at least 10% of the sum in the loan application. In order to guarantee the assets pledged as security the deposit is transferred to the personal account of the platform user. In case if the crypto asset is not blocked by the current loan agreement, the owner can withdraw it from the platform at any time. Every user can sign any number of loan contracts for a term not exceeding 30 calendar days. The contract can be further prolonged under condition of paying interest and service fees.
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